
At what age can I stop working and retire?

Have you ever asked yourself that question? If the answer was a resounding "yes!", it's time to build future streams of passive income through the financial markets. And we're here to help you do that.
“If you don't find a way to make money while you sleep, you will work until you die.”
— Warren Buffett
Common Problems of OFWs and Professionals
Lack of Guidance
Fear of Loss
Uncertainty
Too many aspiring retirees are missing out. They end up missing their goal and living a life they never wanted. It's time that the cycle of frustration, disappointment, and grief end. That's where I come in.
Hi there!
My name is Rico Desengano
I'm an executive wealth manager and Funded CFD Trader. I'm also a 2023 MDRT member and a Double MDRT member in 2024 and 2025. My mission is to help ambitious Filipinos transform their financial future through strategic wealth growth opportunities. After eight years in the financial service industry, I've become one of the top 10% in the field.
As a Singapore-based financial strategist, I specialize in creating personalized solutions that optimize every dollar, secure your retirement, and build your legacy—all while giving you back precious TIME for what truly matters. I provide:
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Retirement Security
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Accelerated Wealth Growth
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Expert-Guided Investment
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Legacy Building

Why You Should Work with Me
You get access to multiple financial institutions and products
I provide client-focused financial advisory no matter the background
Specialised in investment planning for OFWs and Filiporeans.

Client Testimonials





Listen to Jmar and Steph's Wealth Management Journey with Rico
So, are you ready to pave your way towards the 'Filipino Dream' of Freedom?
Enjoy sipping margaritas and eating Halo-Halo on a beach in Palawan with loved ones without financial worries.
Here's what you get from this consultation:
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Fact finding - Let's discuss your requirements and come up with a solution
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Optimisation - Review of your portfolio to find gaps and redundancies
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Calculate - How much passive income you can potentially achieve